How to open bank account in USA ?

Did you apply and received SSN? If yes, you can open a bank account without any delay.You can apply for bank account at any bank such as Bank of America, Wachovia, Wells Fargo etc. Click here to know more about Types of Banks in USA. Most likely you would be able to apply for the bank account online and furnish the documentation formalities either through snail mail or visiting the nearest branch of the respective bank around you Checking Account USA

What’s a checking account?

  • A checking account is a service provided by financial institutions (banks, savings and loans, credit unions, etc.) which allows individuals and businesses to deposit money and withdraw funds from a federally-protected account. The terms of a checking account may vary from bank to bank, but in general, a checking account holder can use personal checks in place of cash to pay debts. He or she can also use electronic debit cards or ATM cards to access individual accounts or make cash withdrawals. Majority of banks allows opening of checking account online.

 

Before you open…

  • Ask friend or co-worker around you about which bank provides better service.
  • Make sure you apply for the checking account.

Please note that you may not be able to open a checking account online if you don’t have SSN or you are pretty much new in this country. In such case you have to visit respective bank branch nearest to you to open the checking account in-person.

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